The Annuity Gator’s End Take on the Great American Index Protector 7 Fixed Index Annuity Where it works the best: Even with all of its enticing features, the Index Protector 7 annuity may or may not be right to everyone. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. (This annuity has a 7-year surrender charge period). At Annuity Gator, our mission is to educate consumers on all things annuity. 0 product could be a viable option for those who: Want the opportunity for high, market-related returns; Are seeking a lifetime incomeThe Annuity Gator’s End Take on the Sentinel Security Life Personal Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal; If you want a set rate of growth (at least for the first 5 years) If you want the security of knowing you’ll have a guaranteed income in retirement;At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. The Annuity Gator’s End Take on the Thrivent Secure Retirement Builder FIA Annuity Given the many benefits associated with the Thrivent Secure Retirement Builder fixed indexed annuity, it could be a viable option if you are seeking the following features: Opportunity for growthAll of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. We have been at this for a number of years now, and quite a bit longer than any of our competitors out there – and because of that, we’ve become a known and trusted source of annuity information. M. . Plus, if you take withdrawals from the annuity before you turn age 59 1/2, you could also incur an additional 10% early withdrawal penalty from the IRS. The product literature for the Reliance Standard Life Apollo MVA annuity describes this product as being “a smart choice for safety conscious individuals seeking financial security. Best (as of June 2018) and an A- (Strong) from Standard & Poor’s. We can also help you to narrow down the annuity (or annuities) that could work for your particular retirement and other financial objectives. (There are several other rate guarantee periods also available on the Solutions MYG annuities). Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. The money in this annuity – as with other types of deferred annuities – grows on a tax-deferred basis. Beware of these annuity websites. That’s where having an Annuity Investigator who loves math comes in. The Annuity Gator’s End Take on the Athene Agility 7-Year Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in. Feel free to contact us directly by phone at (888) 440-2468 and chat with one of our annuity specialists. At Annuity Gator we work for you, the investor, so our advice comes to you unbiased. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s End Take on the New York Life Premier Variable Annuity ll Where the annuity works best: As a variable annuity, the Premier Variable Annuity ll from New York Life could be a viable option for those who: Want the opportunity for high, market-related returns Are seeking a lifetime incomeAXA describes the Structured Capital Strategies Plus annuity as a tax-deferred financial product that provides the opportunity for upside potential, as well as downside protection. Barclays U. My name is Ryan Smith, and I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The annual charges for these are 0. Independent annuity professionals provide honest. My name is William Seeley. The Annuity Gator’s End Take on the American Equity Choice 10 Fixed Index Annuity Where it works best: The bottom line on the Choice 10 is that this annuity may work the best for people who are looking for the. This annuity is available to applicants who are up to age 85, and the annuity allows a minimum premium of $5,000 and a maximum of $500,000. At Annuity Gator, we are a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. The Annuity Gator’s Take on the American Equity Foundation Gold Annuity Where it works best: For instance, if the participation rate is 80%, then your annuity will only be credited with 80% of the return on the index. Annuity Basics. Fixed index annuities offer their holders a set amount of interest that is credited on an annual basis. A 200% guaranteed withdrawal benefit that guarantees to double your income, provided that you wait until the later of 12 years or age 70 to begin taking your withdrawals. The Annuity Gator’s End Take on the Jackson National Perspective L Series Variable Annuity Where it works best: When considering the Jackson National Perspective L Series annuity, it can typically work best when an investor wants to be invested for market growth – and wants the ability to diversify – and still wants the opportunity for. The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. The Annuity Gator’s End Take on the MassMutual RetireEase Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long lifespan; Will need retirement income in the extended future (up to 30 years before it begins) Are seeking a guaranteed income later in lifeThe Annuity Gator’s End Take on the Northwestern Mutual Fee Based Select Variable Annuity Where this annuity works the best: There is no one-size-fits-all investment that is right for everyone. My name is Mark Newman. The minimum rate of return on the Horace Mann Capital Bonus 2 annuity is 1%. As a source of guaranteed income delivered by a reputable company. And, this money doesn’t necessarily have to be your hard-earned retirement savings. We can be reached by phone at (888) 440-2468 , or by sending us an. Annuity Gator – Ryan Smith Bio. For investors who have a family history of life longevity. Dynamic Balanced Index II May 2016 – April 2017. 70% for joint life (both you and your spouse. Pacific Life has been helping clients to grow and protect wealth for nearly a century and a half. Hi Diane – I wanted to follow up with you again and let you know that we have completed our review of the ForeAccumulation ll annuity. Plus, if you withdraw funds from the annuity when you are under. Annuity Gator Terry Heys, CEO of Annuity Gator This is where text would go about annuities and explaining the video telling people why annuities are the way to. Income that can keep pace with inflation and market growth. product was identified and. We’ve researched and reviewed hundreds of annuities over the years, and we continue to add new information to our annuity review database, which can be accessed at no cost anytime. Fixed annuities like the Secure Legacy MYGA product offer a great deal of certainty, even in an uncertain financial world. ”. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Learning about how annuities work is essential for determining whether or not a. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. The company held approximately $158 billion in total assets as of year-end 2017, as well as more than $11. As of mid-2019, Equitable had more than $952 million in admitted assets, which is a 96% increase from just one year prior. Where it works best: The American National Palladium Century 1 fixed annuity will generally work best for those who are looking for: Safety/protection of principal. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. TIP: Only one kind of annuity invests in mutual funds: the variable annuity. The Annuity Gator’s End Take on the Pacific Life Pacific Index Foundation Fixed Index Annuity Where it works best: The Pacific Index Foundation fixed indexed annuity could be a viable choice for you if you are seeking the following: Protection of your principal; The potential for higher growth than with a regular fixed annuity or CDThe Annuity Gator’s End Take on the Midland National Dynamic Choice 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime income in the futureThe Annuity Gator’s End Take on the Sentinel Security Life Guaranteed Income Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income; Safety of principal; Slow and steady growth over time; Where it works the worst: This annuity may not be an ideal fit if you:At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. This annuity offers an initial rate guarantee of four years that begins on the issue date of the annuity contract. The Annuity Gator’s End Take on the New York Life Annuity: Guaranteed Lifetime Income Where this annuity works best: Although an immediate annuity may not be the ideal solution for everyone’s needs, this product could be a good option for you if you are seeking the following key benefits:My name is Kyle Morgan. Although these fees can be steep, they are roughly the same that would be paid to a financial advisor managing stocks. Guaranteed income throughout retirement. This annuity tracks the S&P 500 index. That is because the Allianz MasterDex X annuity, even with the Simple Income Rider, will not likely produce much more than a 5% return overall. If you’re still considering the Safe Haven 5 annuity from Atlantic Coast Life Insurance. Annuities are a highly unique. 21% and 1. It is rated highly by the insurer rating agencies, with an A- (Excellent) from A. 5:38 PM, 19 February 2019 . Initial contact was expedient. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The Annuity Gator’s End Take on the SecureOption 9 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. 20% for a single Life or 2. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity. The NWL Global Lookback is a Fixed Index Annuity very different than anything I’ve seen on the market. With more than $9. Overall fixed index annuity sales. This has led some to complain publicly. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. Despite the current volatility in the. I filled out all the paper work, contacted my financial advisor, contacted Athene by phone and waited. This quiz takes about 30 seconds to fill out and will help you identify which type of annuity may be right for you. 70% for joint life (both you and your spouse. 4,789 likes · 144 talking about this. The Annuity Gator’s End Take on the Western United Life Navigator Elite MVA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. The Annuity Gator’s End Take on the NAC North American Guarantee Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal in any market condition; If you want a set rate of growth for a certain period of time, without the worry of losses in a volatile market;The Annuity Gator’s End Take on Nationwide’s New Heights 10 Fixed Index Annuity. These begin in Year 1 at 9%, and they gradually grade down to . My name is Robert ”Bob” Gardner. We Investigate Annuities So You Don’t Have To. Multi-year Guaranteed Annuities (MYGAs) are a type of fixed annuity that provide a set interest rate for a certain period of time (typically anywhere from three to ten years). That’s where the Annuity Gator comes in. Annuity Gator. Annuity Gator educates investors on the benefits and advantages of choosing to invest in annuities. That is because you can count on a set amount of income for as long as you need it – no matter how long that may be. The Annuity Gator’s End Take on the Jackson National Life BonusMAX Two Annuity Where it works best: The Jackson National BonusMAX Two annuity may work the best for those who are looking for the following: Safety of principal; Guaranteed lifetime income; Guaranteed rate protection – at least for a short period of time after purchasing the. Hagin . With this annuity, there is an annual insurance charge of 0. The Annuity Gator’s End Take on the Fidelity Personal Retirement Variable Annuity Where it works best: There is no one-size-fits-all investment that is right for everyone. Ouch. Despite the current volatility in the market and the low interest. The Annuity Gator’s End Take on the American Legend III Fixed Indexed Annuity from Great American Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementThe Annuity Gator’s End Take on the New York Life Guaranteed Future Income ll DIA Where this annuity may work best: The New York Life Guaranteed Future Income ll Deferred Income Annuity may be a good option for you if you: Anticipate a long lifespan; Will need retirement income in the extended future;Hidden costs and fund participation rate variances explained by Annuity Gator. Once the rate guarantee period has elapsed, the annuity owner will usually have the option to re-invest for another pre-determined period of time (at a new rate of interest). M. Annuity Gator connects its customers to a wide range of annuity providers. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. 2. If you want to learn modern approaches to protect and grow your retirement savings and ensure that you never outlive your money — you have come to the right place!”. Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. Annuity Basics. The Annuity Gator’s End Take on the Mass Mutual RetireEase Choice QLAC Where it works best: Although the Mass Mutual RetireEase QLAC may not be right for everyone, this product could be a good option for those who: Are anticipating a long life; Require an income source later in life; Want to ensure that a spouse has guaranteed income later in. Welcome to the Annuity Gator database. As an income source for investors who have a longer timeline. The Annuity Gator’s End Take on the Northwestern Mutual Select Platinum Annuity Where it works best: There are several areas where this annuity could work well, such as for those who are seeking: Protection of principal – regardless of what occurs in the market A set interest rate for a guaranteed period of timeOur experts place a key focus on retirement income and related needs. (The company also earned a #2 ranking by Wink for overall carrier, and a #10 ranking for MYGA annuities – in the independent. Basically, it has an option that tracks 4 different equity indexes and after a year is complete it “looks back” at the four and allocates your money retroactively toward the index that performs the best. My name is Donna Lee. At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. Sources Retirement Uses for Your Health Savings Account (HSA). We can help you with the following three areas: 1). The company’s assets under management were in excess of $77 billion, with 2018 revenue of $2. In addition, there is an annual service charge of $35, up to a maximum of $50. All of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. In this case, for instance, it provides greater downside protection in the case of a market downturn. Despite the current volatility in the. 00%. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirementThe Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. In addition, based on the Wink Sales Rankings, Equitable’s Secure Savings 5 annuity was #1. We also offer in-depth details and reviews on hundreds of annuities in our annuity review database. S&P 500 Performance. The Annuity Gator’s End Take on the Atlantic Coast Life Retirement Plus Multiplier Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; A long-term commitment to the. Learn More About Me. The Annuity Gator’s End Take on the Athene Income Select Bonus Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth; Safety of principal; A long-term commitment to the product;How the Solutions MYG 6 Annuity is Described. Despite the current volatility in the market and the low. This is particularly the case as the stock market has been so volatile, and unpredictable – in turn, leaving some investors high and dry (or more like low and dry) when it comes to achieving returns. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. But the tradeoff here is these riders oftentimes require an added expense. So let’s get started! When going online to get annuity education and information, what you’ll find is that most of the websites are run by annuity agents. 40%. At Annuity Gator, we specialize in educating consumers – and financial advisors – on how to secure streams of reliable, ongoing income in retirement, which can alleviate the concern about running out of money when you need it the most. We look forward to helping you protect the ones you love with your own unique legacy. So, if you would like more details, feel free to set up a time to chat with an Annuity Gator retirement income expert. We have compiled the current annuity rates from top-rated insurance carriers that provide income now, income later, or are designed to securely grow your. Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime incomeIndexed annuities are a special type of insurance and income-producing financial vehicle. Each annuity review is written with the goal of publishing the most complete, unbiased annuity reviews available on the World Wide Web today. 4 Comments . I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Read 6 reviews from customers who rated Annuity Gator 1. Where it works best: This annuity will generally work the best for those who are looking for: Safety of principal Slow but steady growth. This charge starts out at 7% in Year 1, and it gradually grades down to 1% in Year 7, until it eventually reaches 0% in Year 8 and beyond. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies. The Annuity Gator’s End Take on the SecureOption 3 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. I help clients all over the country find ways to. A Fixed Index Annuity (FIA) is a simple contract between you and an insurance company, but it’s often called a hybrid annuity. There is a wide array of riders that could be added, depending on the annuity, such as guaranteed income or a return of premium. With this annuity, you can garner a number of nice benefits, including: The Milestone MYGA 5 offers a guaranteed fixed rate of interest for five years – regardless of what happens in the market. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. If you’re still considering the Farm Bureau Select IV New Money 4. Athene USA serves customers in all 50 of the United States. At year-end, United Heritage Life Insurance held nearly $627 million in assets and nearly $71 million in capital and surplus. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. Annuity gator has educating videos and… Annuity gator has educating videos and articles for you to make decisions with out trying to sell you products, I was paired up with a wonderful money manager to talk with and go over several different plans for my wife and myself. At Annuity Gator, our mission is to educate consumers about how annuities work, and how they can provide you with the worry-free retirement you deserve. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. M. The Annuity Gator’s End Take on the Lincoln American Legacy Variable Annuity Where it works best: When considering the Lincoln American Legacy annuity, it can often work best in situations where an investor wants to be invested in the market, but yet is concerned with taking on too much risk. So, in order to find the one that may be best for you, it is recommended that you discuss all of your potential options with an annuity specialist. Nationwide has a history of strength that has lasted for more than 90 years, and today it is one of the largest insurance and financial services companies in the world. This single premium fixed deferred annuity can provide long-term asset growth, with protection from care costs built directly into the annuity. The Annuity Gator’s End Take on the Global Atlantic ForeIncome 1 Fixed Index Annuity Where it works best: The bottom line on the Global Atlantic ForeIncome Option 1 fixed indexed annuity is that this annuity may work the best for people who are looking for the following features:If you have $500,000 invested in an annuity, for example, then a 10 percent surrender charge would set you back by $50,000. ) By paying this fee, your money will grow or step-up in a separate account. My name is Zach Poitra. In 2018, on top of the $18,000 regular limit to a 401 (k) plan, workers 50 and older can add an additional $6,000 per year in catch-up contributions. Our team of experienced financial professionals is dedicated to doing the work of investigating the terms, fees, and costs of annuity investments being sold today and then explaining these complicated investments in a way that. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies based on your goals and needs. 35% respectively. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time)The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. I would like to thank Annuity Gator for their honesty, professionalism, and great expertise. What's the biggest question that you have about annuities? *. It’s our firm belief that when. We are a team of annuity and retirement income experts, and we can help you to compare your options and narrow down which – if any – annuity is right for you. So in this scenario, you would actually be guaranteed a rate of 4. product was identified and information sent. 0 is a 6-year annuity that offers investors several different time periods to choose from in terms of generating potential return and protection. If you’re still considering the Navigator Elite MVA annuity from. However, they differ from regular fixed annuities in the way their return is determined. These fees include an annual contract maintenance. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million. The Balanced Choice Annuity Elevate (BCA Elevate) is a Fixed Indexed Annuity (FIA) that offers racy indexing options for investors who are looking to park their income money where it can earn more secure returns. But that’s not all. The Annuity Gator. At Annuity Gator, we specialize in helping people understand annuities and how these financial vehicles can help to supplement retirement income. The representative also went into detail and explained to me the pros and cons of my annuity. The Annuity Gator’s End Take on the American Classic Annuity from American Life Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income Safety of principal Slow and steady tax-deferred growth An interest rate guarantee for a set period of timeLearn More About Me. 75% to 6%, depending on your age and the income. He. The Annuity Gator’s End Take on the Guarantee Income Life Insurance Company’s FlexPlus 5 Deferred Annuity Where this annuity works best: While this annuity may not be right for everyone, it could be a good alternative for those who are seeking the following benefits: Guaranteed growth; Protection of principal; Lifetime income in retirementGet free annuity feedback and guidance instantly without having to talk to a high-pressure sales agent. Adam Grubius LICENSED ANNUITY ADVISOR. 6%, with an account value of $110,000, which gives you an annual income for life of $5,160. The company is highly rated through the insurer ratings agencies, which includes a (n): A- from A. have an annuity question? Our Advisors. schedule your web demo. We review annuity products nearly every day, so if you’ve got a question or want to have one annuity tested against another, we’re the people who can help. Opening Thoughts on the Fidelity Personal Retirement Annuity Fidelity is a fairly well-known name in the financial arena. For instance, if you own or plan to purchase an annuity, you may be able to add additional benefits or guarantees by way of “riders”. Despite the current volatility in the market and the low. The Annuity Gator’s End Take on the Lincoln Financial MYGuarantee Plus Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If. 8 350 total 83% 5% 2% 2-star 2% 1. According to the Allianz Endurance Plus Annuity Product Profile [/desktoponly] Thereafter. For instance, this annuity can provide you with a personal pension-like income. 0 Where it works the best: You may want to consider the Prudential HDLI v3. The Annuity Gator’s End Take on the Jackson National Elite Access Advisory Variable Annuity Where it works the best: For those who are seeking the opportunity for a higher rate of return; For those who have a higher tolerance for risk; Where it works the worst: If you have a low tolerance for risk; If you are seeking protection of principal The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. The Annuity Gator’s End Take on the TIAA-CREF Intelligent Variable Annuity. Annuities can be complex. For investors who have an amount of money they want to pass on to their family while avoiding the expense of probate. Featured. 60% a year, and the maximum annual fee for the life of the contract is 2. So, if you’d like more information on whether or not an annuity is right for you, feel free to reach out to us directly by phone at (888) 440-2468 , or. 50% in Year 10, until they reach 0% in Year 11 and thereafter. The Annuity Gator’s Take on the American Equity Foundation Gold Annuity Where it works best:At Annuity Gator, we make up a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. Our licensed annuity professionals are independent and are not captive or beholden to any particular insurance company. We met several times by phone and Zoom meetings, and he walked. The Annuity Gator’s End Take on the Great American Landmark 3 Fixed Index Annuity Where it works the best: Although this annuity comes with a number of nice benefits, it will typically work the best for those who are seeking the. In 2018, on top of the $18,000 regular limit to a 401 (k) plan, workers 50 and older can add an additional $6,000 per year in catch-up contributions. At Annuity Gator, our focus is on educating consumers and financial advisors on how annuities work, and how they can be incorporated into a tax-advantaged savings and a retirement income plan. You can reach us by phone at (888) 440-2468, or you can send us an email via our secure online contact form. If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. We look forward to assisting you. We have been doing this very well for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping. You could also be subject to an annual maintenance fee of either $50 or 2% of the account value – whichever amount is less. (Then, following the initial guaranteed option period, renewal interest rates. For investors who have a family history of life longevity. Best, and an A- (Strong) from Standard & Poor’s. My name is Joshua Schlinsky I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The Annuity Gator’s End Take on the Protective Life Insurance Company’s Income Creator Annuity. Your broker or plan administrator can set this up for you. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with. Which sounds really cool at first. In this case, while longer terms will typically offer higher rates of return, shorter terms can help with managing market fluctuations better. Annuity Gator is a trusted source of independent and transparent annuity guidance and recommendations. The Annuity Gator’s End Take on the American National Palladium Century 1 Annuity. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time) The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The Protective Smart Saver 4 annuity is described as a limited flexible premium deferred fixed annuity. Despite the current volatility in the. 5%. Learn More About Me. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. My name is Barbara Halperin, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. We want you to be able to determine for yourself whether or not the annuity that is being discussed truly makes sense for your specific goals and needs. Use the form on our website and one of the AnnuityGator. That’s where Annuity Gator comes in! At Annuity Gator, our primary mission is on educating consumers – as well as financial advisors – on how annuities work, and whether or not one may be the right choice. In other words, this product is a variable and index-linked annuity contract that provides for the accumulation of retirement savings, on a tax-deferred basis. This company is known for its strong balance sheet, as well as good, solid capitalization levels and significant earnings base. The F&G Dynamic Accumulator annuity is actually an offshoot of the basic fixed indexed annuity. Here you’ll find truthful, clean and understandable information regarding annuities. Where it works best: A place to grow money tax deferred for someone already taking advantage of the maximum IRA and 401(k) amounts. And, because of the in-depth reviews that we provide, we have become a highly. The Annuity Gator’s End Take on the Mass Mutual Stable Voyage 7-Year MYGA Annuity Where it works best: For those who are seeking safety of principal; For those who want a set rate of growth (at least during the guarantee period of 7 years, and possibly a renewed guarantee period) For those who are seeking a set, ongoing income stream in. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no fees Welcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. Watch Our Client CASE STUDY Video: See How We Helped One Couple Retire 5 Years Early, With A Complete Retirement Strategy (Make sure your sound is turned on, also please wait up to 10 seconds for the video to load)Here at Annuity Gator, we provide you with annuity reviews that are thorough and independent – so we are objective about the information that we offer. With the Market Index annuity from Puritan Life, you make just one single lump-sum premium payment. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. This annuity guarantees that these income payments will last for a specified period of time, or even for the remainder. As of year-end 2018, The State Life Insurance Company held roughly $8. 00%. Where it works best: For investors who have a longer time frame. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that. The Annuity Gator’s End Take on the Brighthouse Income Annuity While an immediate annuity may not be right for everyone, the Brighthouse Income Annuity could be a good option for you if you are seeking the following benefits: >A reliable income stream right away (or one that starts relatively soon after purchasing the annuity). 2 Living Benefit Rider is only available with Transamerica variable annuities – so if you own an annuity that is fixed or fixed indexed and/or if the annuity was purchased through a different insurance company, then this. The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. This annuity is actually considered a registered index-linked annuity, or RILA, which offers 100% principal protection against market decline. So, at that time (fall 2021), there is no track record on which to base its performance. It may take a couple of days to be placed on our site, so please check back later this week or early next to read over the information on this. com Visit this website Write a review 4. When the market experiences an upward trend, the returns inside the annuity increase. | We simplify the way annuities are. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. 0 Fixed Index Annuity with Income Rider 1: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal The Annuity Gator Podcast “Our podcast features ideas, tips and tricks to help you achieve your dream retirement. The Annuity Gator’s End Take on the Guardian Secure Future Income Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long life; Will need retirement income in the extended future; Are seeking a guaranteed income;The Polaris annuity also has a surrender charge for the first seven years. The minimum fee for this feature is . Your personal info might be collected and sold to a random insurance. With an indexed annuity, the return is based in large part on an underlying market index, such as the S&P 500. Jackson National Life Insurance Company has been in operation since 1961. Annuity Gator Annuity Gator Reviews 350 • Excellent 4. Overall, given the low return that the Allianz 222 annuity has produced of. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. I requested money from my Athene Annuity to repair an extremely damaged roof. 25%. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. These charges will start at 9% and grade down each year until year ten. This is the place to go if you are looking for comprehensive and up-to-date information on the kinds of annuities sold to investors today. 0 Fixed Index Annuity with Income Rider 1: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity;The Annuity Gator Podcast “Our podcast features ideas, tips and tricks to help you achieve your dream retirement. The Lifetime Income Benefit with the IAV rate of 5. Fixed, variable, and indexed annuities all offer the opportunity to convert, or “annuitize”, and generate a stream of income for a set time period, or even for the remainder of your lifetime. M. This, and other updated information, can also be obtained by reading page 164 of the prospectus, or by. We have been at this for quite some time now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. The fees that are paid for an annuity are absorbed by the dividends they pay and are only apparent if you go looking for them. The insurance company that offers the annuity that you select will then compensate us for helping you find the right annuity. This seemingly endless stream of annuity. The growth component of a Protected Growth Annuity is tied directly to market indexes like NASDAQ, DOW, and S&P 500. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps. 11:13 AM, 29 January 2019 . Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. We strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. There are also fees involved if you choose the Lifetime Income Benefit and Wellbeing Rider options. Penn Mutual Insurance Company describes the Premier annuity as a type of retirement plan that includes the following benefits: Strong retirement savings growth potential. This includes comparing different annuities side-by-side – and we. Independent annuity professionals provide honest advice, better products and personalized products for your situation. ”. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth;The Annuity Gator’s End Take On The Prudential Variable Annuity. 75% to 6%, depending on your age and the income option. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. This is because the contract will provide the. As a source of guaranteed income delivered by a reliable company. How EMC National Life Describes the Single Premium Annuity. Annuity details can be somewhat cumbersome to digest. 50% in Year 10, until they reach 0% in Year 11 and thereafter. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. There are some other key features to consider with the. Annuity Gator provides in-depth education about annuities to consumers and financial professionals, making these complex financial vehicles much easier to understand. Independent & Objective Reviews on Annuity InvestmentsAnnuity Gator | 88 followers on LinkedIn. The Annuity Gator’s End Take on the American Equity Bonus Gold Fixed Indexed Annuity Where it works the best: This annuity may work the best for those who are looking for: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in. Annuity Gator. The Annuity Gator’s End Take on the Nationwide INCOME Promise Select Annuity Even though an immediate annuity isn’t the right option for everyone, there are some scenarios where it could fit in quite nicely. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. Our annuity experts are also available to answer any of the question or concerns that you. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. The broker openly acknowledges that annuities aren’t for everyone. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. At Annuity Gator, our mission is to help people understand how retirement income works, and how it can alleviate the concern about running out of money in the future. The Annuity Gator’s End Take on the Symetra Select 5 Multi-Year Guaranteed Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. My name is Jason Siebert. In addition, there is an annual service charge of $35, up to a maximum of $50. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. | Read 141-160 Reviews out of 3431 review US Feb 5, 2021 Invited Hidden costs and fund participation rate variances explained by Annuity Gator Initial contact was expedient. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. The Annuity Gator’s End Take on the Nationwide New Heights 9 Fixed Indexed Annuity Where it works the best: The Nationwide New Heights 9 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the Knights of Columbus Flexible Premium Annuity Where it works best: This annuity will typically work the best for those who are looking for: Safety of principal; Guaranteed lifetime income; Where it works the worst: This particular annuity may not be an ideal fit for you if you:The Annuity Gator’s End Take on the Northwestern Mutual Flexible Payment Variable Annuity – Account C Where this annuity works the best: For those who are looking for the opportunity to attain market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assetsThe Annuity Gator’s End Take on the Delaware Life Target Income 10 Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal – in any market conditionsThe Annuity Gator’s End Take on the Income Outlook Plus 5 Rider Where it works best: In the case of the Income Outlook Plus 5, it could be beneficial for those who: Plan to hold their annuity in the accumulation period for a longer period. Slow but steady growth over time. An amount is automatically withdrawn from your portfolio annually, usually 4 percent, and this amount is increased every year for inflation. Our annuity ranking software will help you compare the best annuities for retirement and recommend a customized annuity strategy, so you can get the most bang for your buck. The Annuity Gator’s End Take on the Athene Ascent Accumulator 10 Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the stock market; The opportunity for index-linked growth, as versus just a set (low) rate of return The Annuity Gator’s End Take on the EquiTrust Certainty Select Multi-Year Guarantee Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. They use a combination of. 12:36 PM, 16 June 2017 . Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those. This is applied as a percentage of the daily net assets of the variable sub-accounts. 2 billion. At Annuity Gator, we take the frustration out of shopping for annuities. These indexes serve as benchmarks for market growth and determine the annuity’s returns during the contract term or term length. In this example, it is assumed that $100,000 is contributed to the MEMBERS Index Annuity up-front and that the index has a cap of 7%. If you would like to see what is possible for you in terms of generating retirement income, based on your intended retirement age, feel free to contact the specialists at Annuity Gator by calling (888) 440-2468 or by. Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. How Do Annuities Work; What is a Retirement Annuity? What is Annuity Income? Annuity Types. Balanced safety and growth. As an example, the Jackson National Perspective II variable annuity prospectus includes updates that were included as of April 24, 2017. Likewise, there is also a fee to add the optional guaranteed minimum death benefit. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. The minimum fee for this feature is . Annuity Gator customer service is available. Hi Ken – Thank you for your comment. 55%. 75%. For instance, this annuity has ten years of back-end surrender charges. When the underlying index performs well, a. The contract also offers a 2% interest bonus in the first contract year and a 1% interest bonus in the second. For instance, this annuity can provide you with a personal pension-like income. An annuity is designed to give you income. The company states that annuities are generally best for investors between ages 50-75 with at least $100,000 in retirement savings. He took the time to educate me on the alternatives available in the field of annuities. Your choice of interest rate guarantee periods. The Annuity Gator’s End Take on the Jackson National Life Action Fixed Annuity. These updates include funds that have been merged into the annuity that was not previously available. Just reach out to us by calling our annuity hotline at 888-440-2468 or fill out this confidential. com team members will personally. The Annuity Gator’s End Take on the F&G Next Generation Accumulation Annuity – Power Accumulator Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principalThe Annuity Gator’s End Take on the Midland National Life Paragon Plus 14 Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate.